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BEGIN:VCARD VERSION:3.0 N:Rowley;Joseph;; FN:Joseph Rowley ORG:Anchor Real Estate Advisors LLC TEL;TYPE=WORK;VOICE:585-299-2799 TEL;TYPE=MOBILE:585-820-3153 EMAIL:Joe@AnchorREA.com ADR;TYPE=WORK:;;250 Mill Street;Rochester;NY;14614; PHOTO;ENCODING=b;TYPE=IMAGE/JPEG: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 END:VCARD